Clearing Firm Account Protection Coverage Provided by COR Clearing LLC COR Clearing LLC is a member of the Securities Investor Protection Corporation (SIPC), and provides account protection up to $25 million for correspondent customer assets held by COR. The first $500,000 of coverage (including up to $100,000 for cash balances) per client is provided by SIPC as defined by SIPC rules (http://sipc.org). COR's policy with Lloyd’s of London1 (www.lloyds.com) provides additional “excess SIPC” account coverage up to $24.5 million (including up to $900,000 for cash balances) per client as defined by SIPC rules. With the combination of SIPC coverage and Lloyd’s of London insurance, accounts held by COR Clearing are protected up to a total of $25 million per client (including up to $1 million for cash balances.) Account protection coverage applies when a SIPC member firm fails financially and is unable to meet its obligations to securities clients. It does not protect against losses from the rise and fall in the market value of investments, and it does not cover all assets. Account Protection Coverage FAQs Q: What is SIPC? A: SIPC—Securities Investor Protection Corporation—is a nonprofit corporation, established by Congress under the Securities Investor Protection Act of 1970, that insures the securities and cash in the customer accounts of member brokerage firms against the failure of those firms. All brokers and dealers registered with the Securities and Exchange Commission and with the national stock exchanges are required to be members of SIPC. Q: How does standard SIPC coverage differ from ‘Excess SIPC”? A: If a brokerage firm should fail, SIPC will first try to merge it into another brokerage firm. If that fails, SIPC will liquidate the firm’s assets and pay off account holders up to an overall maximum of $500,000. This is considered standard SIPC coverage. In an effort to offer an added measure of protection, especially for larger accounts, many firms offer supplemental coverage over and above the standard SIPC coverage. Since this supplemental coverage protects the same types of accounts and assets (although at different levels) as SIPC, it has come to be known as “excess SIPC.” 1 Lloyd's is the world's leading insurance market providing specialist insurance services to businesses in over 200 countries and territories Q: Is ‘Excess SIPC” coverage available for accounts larger than $25 million? A Yes, coverage is available through Lloyd’s of London for accounts larger than $25 million. Due to fluctuations in insurance rates, the cost for additional coverage will be determined on a case by case basis. Q: Where can I/my customers learn more about SIPC coverage? A: Visit the SIPC web site athttp://sipc.org Formerly known as Legent, COR Clearing began as part of the Mutual of Omaha and evolved into the independent execution, clearing, settlement and custody platform known as Legent Clearing. Inititally serving clients principally located in the Midwest, the firm expanded and developed its services to support a wide range of broker dealer clients in the USA and abroad. In 2011, Legent was acquired by COR Securities Holdings Inc. and in 2012 became COR Clearing LLC. How We Protect Your Information We maintain physical, electronic and procedural safeguards in accordance with legal standards, established security standards and procedures to guard your personal information from unauthorized disclosure. Trading and Settlement As a member of major leading exchanges, COR has execution and clearance capabilities for virtually all domestic and foreign securities including multi-currency settlement and reporting. We support straight through processing of equities, options, mutual funds and fixed income products complemented by a fully automated back office staffed with responsive professionals. Our trading technology integrates information and analytics from a variety of data providers, sophisticated order execution functionality and post trade processing applications to ensure timely and accurate trade execution and settlement.